Canada's Best American Express Credit Cards 2022

13 CARDS The total number of credit card results available for this search
Annual Fees The amount of money charged to you each year to use the card
Rewards Rate The rewards rate your credit card receive for purchases made with your card
Bonus Offer The bonus offer available when you apply for this card
YOUR ESTIMATED NET ANNUAL REWARDS
The annual reward earnings, minus the average annual fee (fee / years), plus the average annual value of the signing bonus (bonus / years)

Blue SkyFeatured

$0
no fee  
1.25 
points per $1 
10,000 
Blue Sky points 
Net Rewards
$325 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New Blue Sky Credit Card Cardmembers, earn 10,000 Blue Sky® Points after you charge $500 in purchases to your Card in your first three months of Cardmembership.

  • Earn 1.25 Blue Sky Points for every $1 in purchases charged to the Card

  • You can start redeeming with as little as 10,000 points towards any travel purchase charged to your Card

  • Enjoy the convenience of no blackout dates, no advance purchase requirements, no seat restrictions and no travel restrictions.

  • $100,000 Travel Accident Insurance

  • Free supplementary card

  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: %
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

American Express® AIR MILES® PlatinumFeatured

$65
per year  
mile per $15 
2,000 
Air Miles 
Net Rewards
$277 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New American Express® AIR MILES® Platinum Credit Card Cardmembers, earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight.

  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES® Sponsors

  • Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada

  • Plus, earn 1 reward mile for every $15 in Card purchases everywhere else

  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $65
Annual Fee After First Year: $65

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Very Good

American Express® AIR MILES®Featured

$0
no fee  
mile per $20 
500 
Bonus Air Miles 
Net Rewards
$140 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New American Express® AIR MILES® Credit Card Cardmembers, earn a Welcome Bonus of 500 AIR MILES®* Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.

  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors

  • Earn 1 reward mile for every $20 in Card purchases you charge to the Card everywhere else

  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice

  • Redeem for a wide range of rewards - everything from electronics to...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Good

American Express® AIR MILES® Gold BusinessFeatured

$0
no fee  
mile per $1 
30,000 
Welcome bonus points 
Net Rewards
$105
Show Offer Details
Offer Summary

  • Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

  • You and any Supplementary Cardmembers added to your account pay no annual fee for the first year of Cardmembership.

  • Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can reedeem points for a statement credit.

  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%%
Balance Transfer Interest Rate: 21.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

American Express® AIR MILES® for BusinessFeatured

$180
per year  
mile per $1 
2,000 
on purchases 1st 3 months 
Net Rewards
$-59
Show Offer Details
Offer Summary

  • Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Charge Card within your first 3 months of Cardmembership.

  • You can maximize your cash flow with up to 55 interest-free days2 and enjoy purchasing power that adjusts dynamically with Card usage.

  • You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind.

  • Earn 1 AIR MILES Reward Mile for every $10 in Card...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 30%
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: %
First Year Annual Fee: $180
Annual Fee After First Year: $180

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

The Business Platinum from American Express

$499
per year  
1.25 
points per $1 
40,000 
points on $5K in 3 months 
Net Rewards
$-274
Show Offer Details
Offer Summary

  • Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Charge Card in your first three months of Cardmembership.

  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.

  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.

  • Take full advantage of access to over 850 airport lounges around the world and enjoy the extensive comfort, services and amenities available through premium hotel programs.

  • Enjoy...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 30%
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: %
First Year Annual Fee: $499
Annual Fee After First Year: $499

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

American Express Essential

$0
no fee  
N/A 
none 
1.99% 
on transfers first 6 months 
Net Rewards
$0 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • Enjoy a low 8.99% interest rate on purchases Have the flexibility to pay your balance in full or over time Optional Balance Transfer Offer to new Cardmembers – Enjoy a 1.99% interest rate in the first 6 months if you choose to transfer your other credit card balances to this American Express card

  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application

  • Access to memorable experiences with American Express Invites™

  • Shopping coverage and 24/7 Customer Service

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 8.99%
Cash Advance Interest Rate: 8.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

American Express® Platinum

$699
per year  
1.25 
points per $1 
50,000 
Bonus rewards points 
Net Rewards
$26 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New Platinum Card® Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership.

  • Platinum members earn 1.25 Membership Rewards® points for every dollar in purchases charged to the Card and automatically enrolled in the Membership Rewards First™ Tier.

  • You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service.

  • Relax in over 1,100 airport lounges worldwide. Enjoy access to the following partner lounges and benefits: Canadian Platinum Lounge Benefit, Delta Sky...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 30%
Cash Advance Interest Rate: 3.00%%
Balance Transfer Interest Rate: %
First Year Annual Fee: $699
Annual Fee After First Year: $699

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

American Express® Business Gold Rewards

$250
1st year free, $250 after  
point per $1 
30,000 
Welcome bonus points 
Net Rewards
$180
Show Offer Details
Offer Summary

  • Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

  • Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can reedeem points for a statement credit.

  • You can maximize your cash flow with up to 55 interest-free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.

  • Take advantage of purchasing...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: %
Cash Advance Interest Rate: %
Balance Transfer Interest Rate: %
First Year Annual Fee: $0
Annual Fee After First Year: $250

Eligibility

Personal Income: $
Household Income: $
Credit Needed:

The American Express® Gold Rewards

$150
per year  
points per $1 
25,000 
Membership Rewards points 
Net Rewards
$358 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New American Express® Gold Rewards* Charge Card Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership. That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America. Earn 2 points for every $1 on eligible travel and everyday purchases. Earn one point for every $1 in Card purchases everywhere else.

  • Transfer your points instantly 1:1 to Aeroplan®*4. You can also transfer your points to other frequent flyer and hotel rewards programs like Delta SkyMiles®, Asia Miles19, Etihad Guest20, Starwood Preferred Guest® and more

  • Charge any...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 30%
Cash Advance Interest Rate: 3.00%%
Balance Transfer Interest Rate: %
First Year Annual Fee: $150
Annual Fee After First Year: $150

Eligibility

Personal Income: $20000
Household Income: $0
Credit Needed: Good

Starwood Preferred Guest from American Express

$120
per year  
points per $1 
50,000 
Bonus points 
Net Rewards
$381 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn 50,000 bonus points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.* (enough for 4 free nights at a Category 2 hotel)

  • Earn 5 points for every dollar in eligible Card purchases at participating SPG®* and Marriott Rewards®* properties.

  • Earn 2 points for every $1 in all other Card purchases.

  • Receive an Annual Free Night Award at eligible hotels and resorts worldwide every anniversary.

  • No annual fee on Supplementary Cards.

  • Redeem points for free nights with no blackout dates at over 6,500 of the world's most...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: %
First Year Annual Fee: $120
Annual Fee After First Year: $120

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Very Good

The SimplyCash from American Express

$0
no fee  
2.5% 
cash back first 3 months 
1.99% 
on transfers 1st 6 months 
Net Rewards
$383 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • New SimplyCashTM Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership.

  • Earn 1.25% cash back on all other purchases when your Welcome Rate ends.

  • No limit to the amount of cash back you can earn after your Welcome Rate ends.

  • Optional Balance Transfer Offer to new Cardmembers – Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card.

  • Balance Transfer option is only available at time of online application. There...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Eligibility

Personal Income: $15000
Household Income: $0
Credit Needed: Average

American Express Cobalt

$120
per year  
points per $1 on categories 
30,000 
Membership Rewards points 
Net Rewards
$600 Apply Now on American Express's
secure website
Show Offer Details
Offer Summary

  • $10 per month of credit card membership ($120 annually)

  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

  • Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada

  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
  • ...
Card Facts

Network:
Institution: American Express
Type:

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 3.00%%
First Year Annual Fee: $120
Annual Fee After First Year: $120

Eligibility

Personal Income: $
Household Income: $0
Credit Needed: