American Express Essential Credit Card

American Express Essential Credit Card

Annual Fee
Interest Rate
Min Income
Apply Now on American Express's
secure website
Offer Details

  • Enjoy a low 8.99% interest rate on purchases Have the flexibility to pay your balance in full or over time Optional Balance Transfer Offer to new Cardmembers – Enjoy a 1.99% interest rate in the first 6 months if you choose to transfer your other credit card balances to this American Express card

  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application

  • Access to memorable experiences with American Express Invites™

  • Shopping coverage and 24/7 Customer Service

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.

Our Rating:

Card Facts

Network: American Express
Institution: American Express
Card Type: Balance transfer, Low interest, No annual fee
Reward Types: None
Reward Point Value: $

Fees & Interest

Purchase Interest Rate: 8.99%
Cash Advance Interest Rate: 8.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0

Household Income: $0


Travel Accident: Included
Travel Cancelation: Not available
Travel Medical: Not available
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Not available

The American Express Essential CAD currency credit card is issued by American Express and runs on the American Express Network.

The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.

The purchase interest rate for this credit card is: 8.99% percent annually. The transfer balance interest rate is: 1.99% per year. Also the cash advance rate is: 8.99% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

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