American Express Essential

American Express Essential Credit Card

Annual Fee
Interest Rate
Min Income
Apply Now on American Express's
secure website
Offer Details

  • Enjoy a low 8.99% interest rate on purchases Have the flexibility to pay your balance in full or over time Optional Balance Transfer Offer to new Cardmembers – Enjoy a 1.99% interest rate in the first 6 months if you choose to transfer your other credit card balances to this American Express card

  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application

  • Access to memorable experiences with American Express Invites™

  • Shopping coverage and 24/7 Customer Service

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.

Our Rating:

Card Facts

Institution: American Express
Card Type:
Reward Types: None
Reward Point Value: $

Fees & Interest

Purchase Interest Rate: 8.99%
Cash Advance Interest Rate: 8.99%
Balance Transfer Interest Rate: 1.99%
First Year Annual Fee: $0
Annual Fee After First Year: $0
Second Card Fee: $0


Personal Income: $
Household Income: $0
Credit Needed:


Travel Accident: Included
Travel Cancelation: Not available
Travel Medical: Not available
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Not available

This CAD currency 2 is issued by American Express and runs on the American Express Network. The purchase interest rate for this credit card is: 8.99 percent annually and the transfer balance interest rate is: 1.99% per year. Also the cash advance rate is: 8.99% per year. Travel cancelation is Not available for this credit card and also travel accidents are Included.