American Express Cobalt

American Express Cobalt Credit Card

Annual Fee
$120  
Interest Rate
19.99%   
Min Income
Any   
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Offer Details

  • $10 per month of credit card membership ($120 annually)

  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

  • Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada

  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B

  • Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases

  • Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies. Plus, more great perks.

  • Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.

  • Supplementary Cards can be added at no additional cost. So, add that special someone to your account and their Card purchases can help you rack up your points even faster.

  • The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%.

  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Our Rating:

Card Facts

Network:
Institution: American Express
Card Type:
Reward Types: Travel
Reward Point Value: $0.01

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%
Balance Transfer Interest Rate: 3%
First Year Annual Fee: $120
Annual Fee After First Year: $120
Second Card Fee: $0

Eligibility

Personal Income: $
Household Income: $0
Credit Needed:

Insurance

Travel Accident: Included
Travel Cancelation: Not available
Travel Medical: Included
Travel Intrerruption: Not available
Flight Delay: Included
Baggage: Included
Rental Vehicle: Included

This CAD currency 1 is issued by American Express and runs on the American Express Network. The purchase interest rate for this credit card is: 19.99 percent annually and the transfer balance interest rate is: 3% per year. Also the cash advance rate is: 22.99% per year. Travel cancelation is Not available for this credit card and also travel accidents are Included.