Network: American Express
Institution: American Express
Card Type: Rewards, Balance transfer, No annual fee
Reward Types: Cash
Reward Point Value: $0.01
Fees & Interest
Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 1.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0
Personal Income: $15000
Household Income: $0
Credit Needed: Average
Travel Accident: Included
Travel Cancelation: Not available
Travel Medical: Not available
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Not available
The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.
The purchase interest rate for this credit card is: 19.99% percent annually. The transfer balance interest rate is: 1.99% per year. Also the cash advance rate is: 22.99% per year.
Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.