Scotiabank Gold American Express Credit Card

Scotiabank Gold American Express Credit Card

Annual Fee
Interest Rate
Min Income
Offer Details

  • 15,000 bonus points ($150 value) with your first $1000 in everyday purchases in the first 3 months.

  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment

  • Earn one point on all other eligible everyday purchases

  • Book and redeem for travel anywhere, anytime, with no travel restrictions.

  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.

  • Comprehensive Travel Insurance Coverage

  • Complimentary Concierge Services 24/7

  • Access to airport lounges, special offers, merchandise, rewards and more

  • Estimated first year rewards on credit card account following approval and if all requirements for rewards are met

Our Rating:

Card Facts

Network: American Express
Institution: Scotiabank
Card Type: Rewards
Reward Types: Travel
Reward Point Value: $0.01

Fees & Interest

Purchase Interest Rate: 20%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $99
Annual Fee After First Year: $99


Personal Income: $30000
Credit Needed: Very Good

The Scotiabank Gold American Express CAD currency credit card is issued by Scotiabank and runs on the American Express Network.

The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.

The purchase interest rate for this credit card is: 20% percent annually. The transfer balance interest rate is: 22.99% per year.

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