Network: American Express
Card Type: Rewards, No annual fee
Reward Types: Travel
Reward Point Value: $0.01
Fees & Interest
Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $0
Annual Fee After First Year: $0
Personal Income: $15000
Credit Needed: Good
The American Express Global Network is the third largest proprietary global electronic payment network in the world. Because American Express is also a bank in most cases the American Express credit card with be issued by American Express's proprietary bank. Cardholders are charged a 2.7% international transaction fee for transactions over the network. American Express is known to offer additional benefits and rewards for those that are willing to pay a higher membership cost.
The purchase interest rate for this credit card is: 19.99% percent annually. The transfer balance interest rate is: 22.99% per year. Also the cash advance rate is: 22.99% per year.