Presidents Choice Financial World Elite MasterCard Credit Card

Presidents Choice Financial World Elite MasterCard Credit Card

Annual Fee
Interest Rate
Min Income
Apply Now on PC Financial's
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Offer Details

  • Apply for a new PC Financial Mastercard® and earn up to 135 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

  • No annual fee

  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial World Elite Mastercard, you will earn an additional points 30 points per dollar.

  • Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country. Visit for details on participating stores where the PC Optimum program is offered.

  • Earn 10 PC Optimum points for every $1 spent everywhere else.

  • Bonus of up to 3 cents per litre in PC Optimum points at Esso stations.

  • New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

  • PC Financial® Mastercard® is provided by President’s Choice Bank. President’s Choice Bank is not responsible for maintaining or monitoring the accuracy of the content on this website, to the extent of any inconsistency with information at the provider’s site, the terms at the provider’s site shall prevail. For full details and current product information click on the “Apply now” link.

  • Please note: Credit approval is subject to a number of factors in addition to credit score. A minimum annual personal income of $80,000 or household income of $150,000 is required for this card. If you do not meet the minimum income requirements for the President's Choice Financial® World Mastercard®, your application will be considered for the standard President’s Choice Financial® Mastercard®. Terms and conditions apply; visit card provider’s site for more information including additional interest rates and fees. All information is subject to change.

Our Rating:

Card Facts

Network: MasterCard
Institution: PC Financial
Card Type: Rewards, No annual fee
Reward Types:
Reward Point Value: $0.001

Fees & Interest

Purchase Interest Rate: 20%
Balance Transfer Interest Rate: 22.97%%
First Year Annual Fee: $0
Annual Fee After First Year: $0


Personal Income: $80000
Household Income: $150000
Credit Needed: Good


Travel Accident: Not available
Travel Cancelation: Not available
Travel Medical: Included
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Included

The Presidents Choice Financial World Elite MasterCard CAD currency credit card is issued by PC Financial and runs on the MasterCard Network.

The MasterCard Network is one of the largest proprietary global electronic payment network similar in size to Visa. They offer credit, debit, or prepaid cards many times co-branded with other companies such as financial institutions since MasterCard does not have the capability to underwrite credit or offer deposit accounts on their own.

The purchase interest rate for this credit card is: 20% percent annually. The transfer balance interest rate is: 22.97% per year.

Travel medical insurance is included on this card. This type of insurance policy protects you and your family in the event that you need to receive urgent medical care while you are traveling. Expenses such as transportation fees, hospital stays, doctor's bills, prescriptions and many other medical situation can be incurred by booking trips on this credit card.

Car rental insurance is also included on this card. Collision and damage coverage is a popular feature on credit cards that can save you money. Without this insurance policy you could be spending anywhere from $16 - $25 per day for vehicle insurance if you don't have this coverage. However it's important to note that most credit cards do not provide liability coverage therefore any damage to other cars, property or people would not be covered.

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