Presidents Choice Financial MasterCard Credit Card

Presidents Choice Financial MasterCard Credit Card

Annual Fee
Interest Rate
Min Income
Apply Now on PC Financial's
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Offer Details

  • Apply for a new PC Financial Mastercard® and earn up to 115 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

  • No annual fee

  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial Mastercard you will earn an additional points 10 points per dollar.

  • Earn 10 PC Optimum points for every $1 spent everywhere else.

  • New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

  • PC Financial® Mastercard® is provided by President’s Choice Bank. President’s Choice Bank is not responsible for maintaining or monitoring the accuracy of the content on this website. To the extent of any inconsistency with information at the provider’s site, the terms at the provider’s site shall prevail. For full details and current product information click on the “Apply now” button.

  • Please note: Credit approval and eligibility is subject to a number of factors in addition to credit score. Terms and conditions apply; visit card provider’s site for more information including additional interest rates and fees. All information is subject to change.

Our Rating:

Card Facts

Network: MasterCard
Institution: PC Financial
Card Type: Rewards, No annual fee
Reward Types:
Reward Point Value: $0.001

Fees & Interest

Purchase Interest Rate: 20%
Balance Transfer Interest Rate: 22.97%%
First Year Annual Fee: $0
Annual Fee After First Year: $0


Personal Income: $12000
Household Income: $0
Credit Needed: Good


Travel Accident: Not available
Travel Cancelation: Not available
Travel Medical: Not available
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Not available

The Presidents Choice Financial MasterCard CAD currency credit card is issued by PC Financial and runs on the MasterCard Network.

The MasterCard Network is one of the largest proprietary global electronic payment network similar in size to Visa. They offer credit, debit, or prepaid cards many times co-branded with other companies such as financial institutions since MasterCard does not have the capability to underwrite credit or offer deposit accounts on their own.

The purchase interest rate for this credit card is: 20% percent annually. The transfer balance interest rate is: 22.97% per year.

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