Desjardins Odyssey World Elite Mastercard Credit Card

Desjardins Odyssey World Elite Mastercard Credit Card

Annual Fee
$130  
Interest Rate
19.9%   
Min Income
80K    
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Offer Details

  • Exclusive advantage for Desjardins members: 20% more BONUSDOLLARS on BONUSDOLLARS accumulated annually and additional card for your spouse or other family member at no charge

  • A full complement of travel insurance up to 60 days.

  • Access to the Desjardins Odyssey Lounge at the Montreal-Trudeau airport

  • Up to 20% hertz discount

  • Cash Advances up to $5,000 per day

  • Special perks: Concierge Service, Identity Theft Assistance and Priceless cities

Our Rating:

Card Facts

Network: MasterCard
Institution: Desjardins
Card Type: Rewards
Reward Types:
Reward Point Value: $1

Fees & Interest

Purchase Interest Rate: 19.9%
Cash Advance Interest Rate: 19.99%%
Balance Transfer Interest Rate: 19.99%%
First Year Annual Fee: $130
Annual Fee After First Year: $130

Eligibility

Personal Income: $80000
Household Income: $150000

Insurance

Travel Accident: Included
Travel Cancelation: Included
Travel Medical: Included
Travel Intrerruption: Included
Flight Delay: Included
Baggage: Included
Rental Vehicle: Included

The Desjardins Odyssey World Elite Mastercard CAD currency credit card is issued by Desjardins and runs on the MasterCard Network.

The MasterCard Network is one of the largest proprietary global electronic payment network similar in size to Visa. They offer credit, debit, or prepaid cards many times co-branded with other companies such as financial institutions since MasterCard does not have the capability to underwrite credit or offer deposit accounts on their own.

The purchase interest rate for this credit card is: 19.9% percent annually. The transfer balance interest rate is: 19.99% per year. Also the cash advance rate is: 19.99% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

Travel cancelation insurance is also included on this credit card. A travel cancelation policy protects you in cases when a trip is canceled before it starts. Normally the policy kicks in when you book your flight up to the time of departure (from your home airport). Then it kicks in again until your scheduled departure to return home. After the departure date the policy is no longer available.

Travel interruption insurance is also included on this card. This type of insurance also referred to as trip delay insurance, applies in situations when you have to change flights after your initial departure date. Therefore this policy runs during your trip (from the departure to return date) and can be used when a trip has to be cut short or extended.

Travel medical insurance is included on this card. This type of insurance policy protects you and your family in the event that you need to receive urgent medical care while you are traveling. Expenses such as transportation fees, hospital stays, doctor's bills, prescriptions and many other medical situation can be incurred by booking trips on this credit card.

Flight delay insurance is also included on this card. This policy provides coverage in case your flight is delayed and you incur costs related to this unexpected event. Most cards only cover you up to a fixed amount per day that can be used towards meals and accommodations.

Delayed baggage insurance is included on this card. As it can be guessed from the name, this type of insurance protects travels against the loss or delay of checked baggage that is not delivered in a set amount of time. Normally credit cards offering this type of insurance have a maximum allowance for re-inbursement.

Car rental insurance is also included on this card. Collision and damage coverage is a popular feature on credit cards that can save you money. Without this insurance policy you could be spending anywhere from $16 - $25 per day for vehicle insurance if you don't have this coverage. However it's important to note that most credit cards do not provide liability coverage therefore any damage to other cars, property or people would not be covered.

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