Desjardins Classic Visa Credit Card

Desjardins Classic Visa Credit Card

Annual Fee
$30  
Interest Rate
12.9%   
Min Income
Any   
Apply Now on Desjardins's
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Offer Details

  • Pay less for a low-rate card

  • 3-Day Travel Insurance

  • Mobile Payment: pay for your purchases with a wave of your smartphone

  • Zero Liability against fraudulent transactions made to your card

  • Cash advances up to $2,500 per day

  • Up to 10% hertz discount

Our Rating:

Card Facts

Network: VISA
Institution: Desjardins
Card Type: Balance transfer, Low interest
Reward Types: None
Reward Point Value: $

Fees & Interest

Purchase Interest Rate: 12.9%
Cash Advance Interest Rate: 12.90%%
Balance Transfer Interest Rate: 12.90%%
First Year Annual Fee: $30
Annual Fee After First Year: $30

Household Income: $0

Insurance

Travel Accident: Included
Travel Cancelation: Included
Travel Medical: Included
Travel Intrerruption: Included
Flight Delay: Included
Baggage: Included
Rental Vehicle: Not available

The Desjardins Classic Visa CAD currency credit card is issued by Desjardins and runs on the VISA Network.

The Visa Network also known as VIsaNet is a proprietary global electronic payment network available in over 200 countries. The network authorizes and processes transactions you make on a credit card. VisaNet its one of the largest payment networks in the world providing domestic and international processing of credit, debit, prepaid, and commercial payment products.

The purchase interest rate for this credit card is: 12.9% percent annually. The transfer balance interest rate is: 12.90% per year. Also the cash advance rate is: 12.90% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

Travel cancelation insurance is also included on this credit card. A travel cancelation policy protects you in cases when a trip is canceled before it starts. Normally the policy kicks in when you book your flight up to the time of departure (from your home airport). Then it kicks in again until your scheduled departure to return home. After the departure date the policy is no longer available.

Travel interruption insurance is also included on this card. This type of insurance also referred to as trip delay insurance, applies in situations when you have to change flights after your initial departure date. Therefore this policy runs during your trip (from the departure to return date) and can be used when a trip has to be cut short or extended.

Travel medical insurance is included on this card. This type of insurance policy protects you and your family in the event that you need to receive urgent medical care while you are traveling. Expenses such as transportation fees, hospital stays, doctor's bills, prescriptions and many other medical situation can be incurred by booking trips on this credit card.

Flight delay insurance is also included on this card. This policy provides coverage in case your flight is delayed and you incur costs related to this unexpected event. Most cards only cover you up to a fixed amount per day that can be used towards meals and accommodations.

Delayed baggage insurance is included on this card. As it can be guessed from the name, this type of insurance protects travels against the loss or delay of checked baggage that is not delivered in a set amount of time. Normally credit cards offering this type of insurance have a maximum allowance for re-inbursement.

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