CIBC Dividend Platinum VISA Credit Card

CIBC Dividend Platinum VISA Credit Card

Annual Fee
$99  
Interest Rate
19.99%   
Min Income
Any   
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Offer Details

  • Earn 4% cash back at the gas station and grocery store

  • No limit on the total cash back you can earn

  • Earn 2% cash back at Tim Hortons® and TELUS® 1% cash back on all other purchases

Our Rating:

Card Facts

Network: VISA
Institution: CIBC
Card Type: Rewards
Reward Types: Travel, Cash, Store Credit
Reward Point Value: $

Fees & Interest

Purchase Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%%
Balance Transfer Interest Rate: 22.99%%
First Year Annual Fee: $99
Annual Fee After First Year: $99

Household Income: $15000

Insurance

Travel Accident: Included
Travel Cancelation: Not available
Travel Medical: Cost varies depending on coverage
Travel Intrerruption: Not available
Flight Delay: Not available
Baggage: Not available
Rental Vehicle: Included

The CIBC Dividend Platinum VISA CAD currency credit card is issued by CIBC and runs on the VISA Network.

The Visa Network also known as VIsaNet is a proprietary global electronic payment network available in over 200 countries. The network authorizes and processes transactions you make on a credit card. VisaNet its one of the largest payment networks in the world providing domestic and international processing of credit, debit, prepaid, and commercial payment products.

The purchase interest rate for this credit card is: 19.99% percent annually. The transfer balance interest rate is: 22.99% per year. Also the cash advance rate is: 22.99% per year.

Travel accident insurance is included on this card. Travel accident insurance is a policy specialized for travel accidents that could occur when traveling abroad. Travel accident policies can cover your family while purchasing tickets on common transportation carriers such as airplanes, buses, boats and trains on your credit card.

Car rental insurance is also included on this card. Collision and damage coverage is a popular feature on credit cards that can save you money. Without this insurance policy you could be spending anywhere from $16 - $25 per day for vehicle insurance if you don't have this coverage. However it's important to note that most credit cards do not provide liability coverage therefore any damage to other cars, property or people would not be covered.

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